1. Rent or buy books: professors usually put the name of the textbook in the syllabus, and websites like Cheggs, Amazon, and TextbookRush among others have options for buying used books.

2. Take advantage of the free activities and resources: most universities have free activities and resources like tutoring, career support, and mental health counseling.

3. Be intentional: plan out what is a want and what is a need. Overestimate your spending and underestimate your income. Plan for an emergency and stick to it. General plans include the 50/30/20 rule or the 60/20/20 rule.

4. Student discounts: many clothing, technology, and streaming companies offer student discounts on their services. oocther companies that may not seem relevant for students could also offer discounts, so make sure to be on the lookout.

5. Make your own meals: if you have access to a kitchen, consider cooking food instead of eating out. If you are dorming or do not have access to a kitchen, take advantage of the meal plans and block out when you will be using them to maximize your swipes.